Off market sep 2025 for $480K

$508,503

Est. refi paymentEst. refi $993/mo

•

1,245

sq ft

239 Bear Gulch Rd, Summit, NY 12175

About this home

Overlooking Bear Gulch Lake, a spring-fed mountain lake offering all water sports, this meticulously maintained year-round lake home is just 3 hours from the GWB and 45 minutes from the Capital District. With 106 feet of direct lake frontage, this 4 bed, 2 bath retreat features a gourmet kitchen with granite countertops, vaulted ceilings, and a grand open floor plan perfect for entertaining. Relax in the living room with a cozy wood burning fireplace or take in the views from the back deck. The finished lower level features a spacious family room, guest rooms, full bath and walk-out access to patio. This property was thoughtfully designed for entertaining, guest comfort, and relaxed living with attention to detail throughout. A heated 2-car garage with epoxy floors. A must see !

Single-familyProperty Type

1990Year Built

0.92 acresLot Size

$408Est. Price/Sq.Ft.

2 garage spacesParking

Listing by Matthew Loder • Country Boy Realty

•518-378-1235 (agent)

•MLoderCBR@gmail.com (agent)

Bought with Matthew Loder • Country Boy Realty

Redfin checked: a few seconds ago

•Source:Global MLS #202520615

Listing provided courtesy of Global Multiple Listing Service, Inc.

Redfin Estimate

$508,503

$29K since sold in September 2025$13K since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 146.8% higher than the average sale price ($206K) of 6 comparable homes.

SOLD OCT 16, 2026
$215,000
A
4 beds2 baths1,296 sq ft
129 Palmer Rd, Richmondville, NY 12149
Listing by Country Boy Realty
SOLD SEP 21, 2026
$45,000
B
3 beds2 baths1,250 sq ft
11 S Hill Rd, East Worcester, NY 12064
Listing by Keller Williams Upstate NY Properties
SOLD OCT 28, 2026
$290,000
C
3 beds2 baths1,040 sq ft
441 Hite Rd, Warnerville, NY 12187
Listing by Tailored Real Estate Group
SOLD SEP 21, 2026
$235,000
D
4 beds2 baths1,872 sq ft
124 High St, Richmondville, NY 12149
Listing by Keller Williams Upstate NY Properties
SOLD AUG 28, 2026
$106,000
E
4 beds2 baths1,758 sq ft
1020 W Richmondville Rd, Cobleskill, NY 12043
Listing by Next Chapter Real Estate Advisors
SOLD SEP 1, 2026
$345,000
F
3 beds1.5 baths1,320 sq ft
145 Summit Lake Rd, Summit, NY 12175
Listing by Krutz Properties LLC

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,717/mo

Redfin rental estimate

List your home for rent

Market trends in 12175, NY

Last updated October 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-list price

91.3%

+15.1% MoM

Median sale price

$377K

$164K MoM

Avg. days on market

124d

55 days MoM

Recently sold homes

0 MoM

Provided by Redfin

Sale history for 239 Bear Gulch Rd

Date

Event

Price

Global MLS #202520615

Sep 10, 2025

Sold

$480,000

$386/sq ft

Aug 28, 2025

Pending

—

Jul 18, 2025

Contingent

—

Jul 11, 2025

Price Changed

$499,000

$401/sq ft

Jun 27, 2025

Listed

$534,900

$430/sq ft

Global MLS #201411996

Sep 5, 2014

Sold

$152,000

$122/sq ft

Aug 1, 2014

Listing Removed

—

Jun 12, 2014

Listed

$169,900

$136/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$7,165 (+9.6%)

$15,600 + $83,100

$98,700

2025

$6,537 (−0.2%)

$15,600 + $83,100

$98,700

2024

$6,548 (+2.2%)

$15,600 + $83,100

$98,700

2023

$6,407 (−1.7%)

$15,600 + $83,100

$98,700

2022

$6,515 (+6.6%)

$15,600 + $83,100

$98,700

2021

$6,114 (+43.0%)

$15,600 + $83,100

$98,700

2020

$4,275 (+0.3%)

$15,600 + $52,400

$68,000

2019

$4,261 (−1.0%)

$15,600 + $52,400

$68,000

2018

$4,303 (+7.1%)

$15,600 + $52,400

$68,000

2017

$4,016 (+1.4%)

$15,600 + $52,400

$68,000

2016

$3,961 (+17.4%)

$15,600 + $52,400

$68,000

2015

$3,374 (+2.8%)

$15,600 + $52,400

$68,000

2014

$3,282

$15,600 + $42,400

$58,000

Tax history for 239 Bear Gulch Rd

Year

Property tax

Land + Additions

Assessment*

2026

$7,165 (+9.6%)

$15,600 + $83,100

$98,700

2025

$6,537 (−0.2%)

$15,600 + $83,100

$98,700

2024

$6,548 (+2.2%)

$15,600 + $83,100

$98,700

2023

$6,407 (−1.7%)

$15,600 + $83,100

$98,700

2022

$6,515 (+6.6%)

$15,600 + $83,100

$98,700

2021

$6,114 (+43.0%)

$15,600 + $83,100

$98,700

2020

$4,275 (+0.3%)

$15,600 + $52,400

$68,000

2019

$4,261 (−1.0%)

$15,600 + $52,400

$68,000

2018

$4,303 (+7.1%)

$15,600 + $52,400

$68,000

2017

$4,016 (+1.4%)

$15,600 + $52,400

$68,000

2016

$3,961 (+17.4%)

$15,600 + $52,400

$68,000

2015

$3,374 (+2.8%)

$15,600 + $52,400

$68,000

2014

$3,282

$15,600 + $42,400

$58,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

65 ft.

Lot depth

408 ft.

Lot size

0.57 Acres

Year renovated

—

Sq. Ft.

1,960

Year built

1990

Style

Single Family Residential

County

Schoharie County

APN

434800A10000400030380000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Nov 2, 2026.

Property details

Parking

Parking Information
Has Garage
# of Garage Spaces: 2
# of Parking Total: 10
Parking Features: Storage, Workshop in Garage, Detached, Driveway, Garage Door Opener, Heated Garage

Interior

Bathroom Information
# of Bathrooms (Full): 2
# of Bathrooms (Total Integer): 2
Bath Levels: Full Bath 1: 1st
Bath Levels: Full Bath 2: Basement

Room 1 Information
Type: Living Room
Level: First

Room 2 Information
Type: Kitchen
Level: First

Room 3 Information
Type: Dining Room
Level: First

Room 4 Information
Type: Primary Bedroom
Level: First

Room 5 Information
Type: Primary Bathroom
Level: First

Room 6 Information
Type: Bedroom
Level: Basement

Room 7 Information
Type: Bedroom
Level: Basement

Room 8 Information
Type: Bedroom
Level: Basement

Room 9 Information
Type: Full Bathroom
Level: Basement

Room 10 Information
Type: Family Room
Level: Basement

Room 11 Information
Type: Laundry
Level: Basement

Room 12 Information
Type: Utility Room
Level: Basement

Basement Information
Basement: Finished, Full, Heated, Interior Entry, Slab, Walk-Out Access

Laundry Features
Laundry Features: Electric Dryer Hookup, In Basement, Washer Hookup

Fireplace Information
Has Fireplace
# of Fireplaces Total: 1
Fireplace Features: Living Room, Wood Burning

Interior Features
# of Rooms Total: 12
Interior Features: High Speed Internet
Appliances: Convection Oven, Dishwasher, Gas Oven, Range, Refrigerator, Tankless Water Heater, Washer/Dryer
Flooring: Laminate
Door Features: Sliding Doors
Window Features: Screens, Blinds, Curtain Rods, Double Pane Windows, Egress Window, Insulated Windows

Exterior

Exterior Features
Patio And Porch Features: Composite Deck, Deck
Roof: Shingle, Asphalt
Exterior Features: Storm Door(s)
Other Structures: Garage(s)

Property Information
Property Sub Type: Single Family Residence
Property Condition: Updated/Remodeled
Foundation Details: Concrete Perimeter
Living Area: 1,245
Below Grade Finished Area: 1,245
Construction Materials: Vinyl Siding
Security Features: Secured Garage/Parking, Smoke Detector(s), Security System, Carbon Monoxide Detector(s), Closed Circuit Camera(s), Fire Alarm

Lot Information
Lot Size Acres: 0.92
Lot Size Square Feet: 40,075.2
Lot Size Dimensions: 102X402X102X408
Lot Features: Rolling Slope, Road Frontage, Views, Landscaped
WaterfrontYN: Yes
Waterfront Features: Lake Front
Water Body Name: Bear Gulch Lake
Main Road Frontage: 102

Financial

Tax Information
Tax Annual Amount: $6,548
Tax Annual Amount: $6,548
Financial Details: General Taxes: $3,642.44
Financial Details: School Taxes: $2,905.07

Utilities

Heating & Cooling
Has Heating
Heating: Baseboard, Propane, Wood

Utility Information
Electric: Underground
Sewer: Septic Tank
Utilities: Cable Connected, Underground Utilities

Location

School Information
School District: Cobleskill-Richmondville

Location Information
Directions: From Cobleskill Country Boy Office continue straight onto onto NY-10S/NY-7 W/W Main Street, Turn LEft onto NY-10S, turn Right onto Charlotte Valley Rd, Turn Right onto Bear Gulch Rd, property on the Left.

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 1,960
Stories: 1.0
Lot Size: 0.57 acres
Style: Single Family Residential
Year Built: 1990
Year Renovated: —
County: Schoharie County
APN: 434800A10000400030380000000

Home facts updated by county records on Nov 2, 2026

Other

Listing Information
FloorPlansChangeTimestamp: 2025-06-27T22:28:32Z

Around this home

Schools

K - 12
Preschool & daycare

Joseph B Radez Elementary School

Public 3-5 • Assigned • 3.6mi

4/10

William H Golding Middle School

Public 6-9 • Assigned • 8.0mi

4/10

Cobleskill Richmondville High School

Public 9-12 • Assigned • 5.4mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

1/10 Heat Factor

7 days above 87° expected this year, 15 days in 30 years

2/10 Wind Factor

2% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Summit, NY • 12175

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.4 hours in June and 3 hours in December, placing it below the U.S. average for solar exposure.

8.4 hrs

3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$484,000 – $585,000

Sell confidently with a local market expert in Summit. 3 minutes to get started.

Nearby similar homes

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Listing by Vera Cohen Realty LLC

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Private pond • Own island • Waterfront setting

$419,900

3 beds2.5 baths1,593 sq ft

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Listing by Four Star Realty Group Inc

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3D WALKTHROUGH

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Listing by Country Boy Realty

Home values near 239 Bear Gulch Rd

Data from public records.

Address	Redfin Estimate
226 Bear Gulch Road, Summit, NY 3 Beds \| 1 Baths \| 756 Sq. Ft.	$148,637
274 Bear Gulch Road, Summit, NY 2 Beds \| - Baths \| 288 Sq. Ft.	$24,100
229 Bear Gulch Road, Summit, NY 2 Beds \| 1 Baths \| 1280 Sq. Ft.	$263,385
228 Bear Gulch Road, Summit, NY 2 Beds \| 1 Baths \| 1252 Sq. Ft.	$206,539
247 Bear Gulch Road, Summit, NY 2 Beds \| 1 Baths \| 800 Sq. Ft.	$187,850
112 Daisy Lane, Summit, NY 3 Beds \| 2 Baths \| 1120 Sq. Ft.	$222,541
109 Bears Den Road, Summit, NY 3 Beds \| 2 Baths \| 1524 Sq. Ft.	$266,176

Address	Redfin Estimate
243 Bear Gulch Road, Summit, NY 2 Beds \| 1 Baths \| 676 Sq. Ft.	$145,506
271 Bear Gulch Road, Summit, NY 3 Beds \| 2 Baths \| 1456 Sq. Ft.	$235,647
231 Bear Gulch Road, Summit, NY 1 Beds \| 1.5 Baths \| 1232 Sq. Ft.	$284,946
249 Bear Gulch Road, Summit, NY 1 Beds \| 1 Baths \| 816 Sq. Ft.	$155,429
245 Bear Gulch Road, Summit, NY 2 Beds \| 1 Baths \| 600 Sq. Ft.	$171,395
107 Daisy Lane, Summit, NY 1 Beds \| 1 Baths \| 560 Sq. Ft.	$110,480
439 Spruce Lake Road, Summit, NY 1 Beds \| 1 Baths \| 1800 Sq. Ft.	$281,660

Address	Redfin Estimate
275 Bear Gulch Road, Summit, NY 1 Beds \| 1 Baths \| 629 Sq. Ft.	$137,002
241 Bear Gulch Road, Summit, NY 1 Beds \| 1 Baths \| 1285 Sq. Ft.	$156,083
204 Bear Gulch Road, Summit, NY 2 Beds \| 1 Baths \| 1701 Sq. Ft.	$329,816
251 Bear Gulch Road, Summit, NY 3 Beds \| 2 Baths \| 1512 Sq. Ft.	$241,941
232 Bear Gulch Road, Summit, NY 3 Beds \| 1.5 Baths \| 960 Sq. Ft.	$223,399
121 Bears Den Road, Summit, NY 1 Beds \| 1 Baths \| 600 Sq. Ft.	$130,450
123 Bears Den Road, Summit, NY 2 Beds \| 1 Baths \| 480 Sq. Ft.	$201,029

Property information provided by Global MLS when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 12175, NY

Sale history for 239 Bear Gulch Rd

Tax history for 239 Bear Gulch Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

Home values near 239 Bear Gulch Rd

More real estate resources