SOLD SEP 10, 2025

Off Market Sep 2025 for $480K

$472,480

Est. refi paymentEst. refi $962/mo

•

1,245

sq ft

239 Bear Gulch Rd, Summit, NY 12175

About this home

Overlooking Bear Gulch Lake, a spring-fed mountain lake offering all water sports, this meticulously maintained year-round lake home is just 3 hours from the GWB and 45 minutes from the Capital District. With 106 feet of direct lake frontage, this 4 bed, 2 bath retreat features a gourmet kitchen with granite countertops, vaulted ceilings, and a grand open floor plan perfect for entertaining. Relax in the living room with a cozy wood burning fireplace or take in the views from the back deck. The finished lower level features a spacious family room, guest rooms, full bath and walk-out access to patio. This property was thoughtfully designed for entertaining, guest comfort, and relaxed living with attention to detail throughout. A heated 2-car garage with epoxy floors. A must see !

Single-familyProperty Type

1990Year Built

0.92 acresLot Size

$380Est. Price/Sq.Ft.

2 garage spacesParking

Listing by Matthew Loder • Country Boy Realty

•518-378-1235 (agent)

•MLoderCBR@gmail.com (agent)

Bought with Matthew Loder • Country Boy Realty

Redfin checked: a minute ago

•Source:Global MLS #202520615

Listing provided courtesy of Global Multiple Listing Service, Inc.

Redfin Estimate

$472,480

$7,520 since sold in September 2025$7,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 172.5% higher than the average sale price ($173K) of 6 comparable homes.

SOLD AUG 25, 2026
$192,000
A
3 beds2 baths1,000 sq ft
414 Smith Rd, Worcester, NY 12197
Listing by Coldwell Banker Village Green
SOLD NOV 21, 2025
$152,500
B
4 beds2 baths1,456 sq ft
112 Coyote Dr, Summit, NY 12175
Listing by Coppervine LLC
SOLD MAY 29, 2026
$290,000
C
3 beds2 baths1,344 sq ft
206 Barnerville Rd, Cobleskill, NY 12043
Listing by Real Estate Associates
SOLD MAR 27, 2026
$191,000
D
3 beds2 baths1,516 sq ft
141 Ernest Rd, Summit, NY 12175
Listing by Keller Williams Realty Hudson Valley North
SOLD MAR 20, 2026
$155,000
E
3 beds2 baths1,560 sq ft
316 Titus Lake Rd, Jefferson, NY 13786
Listing by Keller Williams Upstate NY Properties
SOLD DEC 19, 2025
$60,000
F
3 beds2 baths1,800 sq ft
176 Boughton Rd, Worcester, NY 12197
Listing by Country Boy Realty

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,767/mo

Redfin rental estimate

List your home for rent

Market trends in 12175, NY

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

87.7%

10.7% MoM

Median sale price

$79,982

$64K MoM

Avg. days on market

51d

64 days MoM

Recently sold homes

1 MoM

New listings for sale

$79,900
2 beds1 bath630 sq ft
1439 Charlotte Valley Rd, Summit, NY 12175
Listing by Charlotteville Realty LLC
See all

Provided by Redfin

Sale history for 239 Bear Gulch Rd

Date

Event

Price

Global MLS #202520615

Sep 10, 2025

Sold

$480,000

$386/sq ft

Aug 28, 2025

Pending

—

Jul 18, 2025

Contingent

—

Jul 11, 2025

Price Changed

$499,000

$401/sq ft

Jun 27, 2025

Listed

$534,900

$430/sq ft

Global MLS #201411996

Sep 5, 2014

Sold

$152,000

$122/sq ft

Aug 1, 2014

Listing Removed

—

Jun 12, 2014

Listed

$169,900

$136/sq ft

+10

Year

Property tax

Land + Additions

Assessment*

2025

$6,537 (−0.2%)

$15,600 + $83,100

$98,700

2024

$6,548 (+2.2%)

$15,600 + $83,100

$98,700

2023

$6,407 (−1.7%)

$15,600 + $83,100

$98,700

2022

$6,515 (+6.6%)

$15,600 + $83,100

$98,700

2021

$6,114 (+43.0%)

$15,600 + $83,100

$98,700

2020

$4,275 (+0.3%)

$15,600 + $52,400

$68,000

2019

$4,261 (−1.0%)

$15,600 + $52,400

$68,000

2018

$4,303 (+7.1%)

$15,600 + $52,400

$68,000

2017

$4,016 (+1.4%)

$15,600 + $52,400

$68,000

2016

$3,961 (+17.4%)

$15,600 + $52,400

$68,000

2015

$3,374 (+2.8%)

$15,600 + $52,400

$68,000

2014

$3,282

$15,600 + $42,400

$58,000

Tax history for 239 Bear Gulch Rd

Year

Property tax

Land + Additions

Assessment*

2025

$6,537 (−0.2%)

$15,600 + $83,100

$98,700

2024

$6,548 (+2.2%)

$15,600 + $83,100

$98,700

2023

$6,407 (−1.7%)

$15,600 + $83,100

$98,700

2022

$6,515 (+6.6%)

$15,600 + $83,100

$98,700

2021

$6,114 (+43.0%)

$15,600 + $83,100

$98,700

2020

$4,275 (+0.3%)

$15,600 + $52,400

$68,000

2019

$4,261 (−1.0%)

$15,600 + $52,400

$68,000

2018

$4,303 (+7.1%)

$15,600 + $52,400

$68,000

2017

$4,016 (+1.4%)

$15,600 + $52,400

$68,000

2016

$3,961 (+17.4%)

$15,600 + $52,400

$68,000

2015

$3,374 (+2.8%)

$15,600 + $52,400

$68,000

2014

$3,282

$15,600 + $42,400

$58,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

65 ft.

Lot depth

408 ft.

Lot size

0.57 Acres

Year renovated

—

Sq. Ft.

1,960

Year built

1990

Style

Single Family Residential

County

Schoharie County

APN

434800A10000400030380000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 22, 2026.

Property details

Parking

Parking Information
Has Garage
# of Garage Spaces: 2
# of Parking Total: 10
Parking Features: Storage, Workshop in Garage, Detached, Driveway, Garage Door Opener, Heated Garage

Interior

Bathroom Information
# of Bathrooms (Full): 2
# of Bathrooms (Total Integer): 2
Bath Levels: Full Bath 1: 1st
Bath Levels: Full Bath 2: Basement

Room 1 Information
Type: Living Room
Level: First

Room 2 Information
Type: Kitchen
Level: First

Room 3 Information
Type: Dining Room
Level: First

Room 4 Information
Type: Primary Bedroom
Level: First

Room 5 Information
Type: Primary Bathroom
Level: First

Room 6 Information
Type: Bedroom
Level: Basement

Room 7 Information
Type: Bedroom
Level: Basement

Room 8 Information
Type: Bedroom
Level: Basement

Room 9 Information
Type: Full Bathroom
Level: Basement

Room 10 Information
Type: Family Room
Level: Basement

Room 11 Information
Type: Laundry
Level: Basement

Room 12 Information
Type: Utility Room
Level: Basement

Basement Information
Basement: Finished, Full, Heated, Interior Entry, Slab, Walk-Out Access

Laundry Features
Laundry Features: Electric Dryer Hookup, In Basement, Washer Hookup

Fireplace Information
Has Fireplace
# of Fireplaces Total: 1
Fireplace Features: Living Room, Wood Burning

Interior Features
# of Rooms Total: 12
Interior Features: High Speed Internet
Appliances: Convection Oven, Dishwasher, Gas Oven, Range, Refrigerator, Tankless Water Heater, Washer/Dryer
Flooring: Laminate
Door Features: Sliding Doors
Window Features: Screens, Blinds, Curtain Rods, Double Pane Windows, Egress Window, Insulated Windows

Exterior

Exterior Features
Patio And Porch Features: Composite Deck, Deck
Roof: Shingle, Asphalt
Exterior Features: Storm Door(s)
Other Structures: Garage(s)

Property Information
Property Sub Type: Single Family Residence
Property Condition: Updated/Remodeled
Foundation Details: Concrete Perimeter
Living Area: 1,245
Below Grade Finished Area: 1,245
Construction Materials: Vinyl Siding
Security Features: Secured Garage/Parking, Smoke Detector(s), Security System, Carbon Monoxide Detector(s), Closed Circuit Camera(s), Fire Alarm

Lot Information
Lot Size Acres: 0.92
Lot Size Square Feet: 40,075.2
Lot Size Dimensions: 102X402X102X408
Lot Features: Rolling Slope, Road Frontage, Views, Landscaped
WaterfrontYN: Yes
Waterfront Features: Lake Front
Water Body Name: Bear Gulch Lake
Main Road Frontage: 102

Financial

Tax Information
Tax Annual Amount: $6,548
Tax Annual Amount: $6,548
Financial Details: General Taxes: $3,642.44
Financial Details: School Taxes: $2,905.07

Utilities

Heating & Cooling
Has Heating
Heating: Baseboard, Propane, Wood

Utility Information
Electric: Underground
Sewer: Septic Tank
Utilities: Cable Connected, Underground Utilities

Location

School Information
School District: Cobleskill-Richmondville

Location Information
Directions: From Cobleskill Country Boy Office continue straight onto onto NY-10S/NY-7 W/W Main Street, Turn LEft onto NY-10S, turn Right onto Charlotte Valley Rd, Turn Right onto Bear Gulch Rd, property on the Left.

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 1,960
Stories: 1.0
Lot Size: 0.57 acres
Style: Single Family Residential
Year Built: 1990
Year Renovated: —
County: Schoharie County
APN: 434800A10000400030380000000

Home facts updated by county records on Jul 22, 2026

Other

Listing Information
FloorPlansChangeTimestamp: 2025-06-27T22:28:32Z

Around this home

Schools

Joseph B Radez Elementary School

Public 3-5 • Assigned • 3.6mi

4/10

William H Golding Middle School

Public 6-9 • Assigned • 8.0mi

4/10

Cobleskill Richmondville High School

Public 9-12 • Assigned • 5.4mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

1/10 Heat Factor

7 days above 87° expected this year, 15 days in 30 years

2/10 Wind Factor

2% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Summit, NY • 12175

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.4 hours in June and 3 hours in December, placing it below the U.S. average for solar exposure.

8.4 hrs

3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$449,000 – $544,000

Sell confidently with a local market expert in Summit. 3 minutes to get started.

Nearby similar homes

$59,000

1 bed1 bath352 sq ft

414 Cross Hill Rd, Richmondville, NY 12149

Listing by Better Spaces Realty

$279,000

4 beds2 baths1,700 sq ft

31705 New York 23, Gilboa, NY 12076

$279,000

4 beds2 baths1,700 sq ft

31705 State Highway 23, Stamford, NY 12167

Listing by Keller Williams Upstate NY Properties, (607) 652-3311

$255,000

2 beds1 bath1,144 sq ft

144 Easy St, Stamford, NY 12167

Listing by Windstar Realty Group LLC, (607) 442-4000

$375,000

4 beds1 bath1,224 sq ft

519 Shew Hollow Rd, Stamford, NY 12167

Listing by Vera Cohen Realty LLC

$590,000

9 beds8.5 baths2,756 sq ft

138 Main St, Jefferson, NY 12093

Listing by Houlihan Lawrence Inc

New listings for sale in 12175

$79,900

2 beds1 bath630 sq ft

1439 Charlotte Valley Rd, Summit, NY 12175

Listing by Charlotteville Realty LLC

Home values near 239 Bear Gulch Rd

Data from public records.

Address	Redfin Estimate
226 Bear Gulch Road, Summit, NY 3 Beds \| 1 Baths \| 756 Sq. Ft.	$132,109
274 Bear Gulch Road, Summit, NY 2 Beds \| - Baths \| 288 Sq. Ft.	—

Address	Redfin Estimate
243 Bear Gulch Road, Summit, NY 2 Beds \| 1 Baths \| 676 Sq. Ft.	$131,591
271 Bear Gulch Road, Summit, NY 3 Beds \| 2 Baths \| 1456 Sq. Ft.	$222,166

Address	Redfin Estimate
275 Bear Gulch Road, Summit, NY 1 Beds \| 1 Baths \| 629 Sq. Ft.	$119,844
241 Bear Gulch Road, Summit, NY 1 Beds \| 1 Baths \| 1285 Sq. Ft.	$123,627

Property information provided by Global MLS when last listed in 2025. This data may not match . Learn more.

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

12093 homes for sale
12149 homes for sale
12043 homes for sale
12175 homes for sale
12064 homes for sale

Houses for sale near me	New York, NY homes for sale	Yonkers, NY homes for sale
Land for sale near me	Manhattan, NY homes for sale	Scarsdale, NY homes for sale
Open Houses near me	Rochester, NY homes for sale	Summit Property Records
Condos for sale near me	Buffalo, NY homes for sale	NY New Listings
Agents near me	White Plains, NY homes for sale	Summit Housing Market

Stamford homes for sale
Cooperstown homes for sale
Cobleskill homes for sale

About this home

Redfin Estimate

Earn from this home

Market trends in 12175, NY

Sale history for 239 Bear Gulch Rd

Tax history for 239 Bear Gulch Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 12175

Home values near 239 Bear Gulch Rd

More real estate resources