OFF MARKET

Off market jun 2025 for $507K

$577,747

Est. refi paymentEst. refi $3,123/mo

•

1,790

sq ft

349 Indian Banks Rd, Farnham, VA 22460

About this home

Discover the perfect blend of comfort, space, and coastal charm in this beautifully maintained 3-bedroom, 2-bath home nestled along Morattico Creek, just minutes from the open waters of the Rappahannock River. Step inside to tall ceilings and a bright, open layout that welcomes you home. The spacious primary suite offers a beautiful view of the water, plus a large walk-in closet. Both guest bedrooms also feature oversized closets, ensuring plenty of storage for everyday living or extended stays. The screened porch overlooks the large, open yard—ideal for entertaining, summer barbecues, or simply enjoying a quiet morning coffee with a breeze off the water. Outside, you'll find everything you need for the waterfront lifestyle: rip rap shoreline, private pier, boat lift, and jet ski lift, perfect for fishing, crabbing, kayaking, or heading out for a day on the river. Whether you're looking for full-time living, a weekend escape, or a short-term rental investment, this property checks all the boxes. Breezeline internet is available! Don't miss this opportunity to own your own piece of Northern Neck waterfront paradise!

Single-familyProperty Type

2011Year Built

1 acresLot Size

$323Est. Price/Sq.Ft.

Listed by Kevin Wilson • Bay River Realty

Listed by Dana Wilson • Bay River Realty

Contact: 8045295000

Bought with Fred Baughan • Lighthouse Real Estate

Redfin checked: a minute ago

•Source:NNAR #118606

Redfin Estimate

$577,747

$70K since sold in June 2025$7,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 124.8% higher than the average sale price ($257K) of 6 comparable homes.

SOLD JUL 15, 2026
$275,000
A
3 beds2 baths2,042 sq ft
379 Norwood Church Rd, Lancaster, VA 22503
SOLD JUL 14, 2026
$360,000
B
3 beds2 baths1,608 sq ft
1366 Wildwood, Center Cross, VA 22437
SOLD AUG 18, 2026
$290,000
C
3 beds2 baths1,372 sq ft
5541 Mary Ball Rd, Lancaster, VA 22503
SOLD AUG 31, 2026
$93,000
D
3 beds1 bath1,456 sq ft
403 Union Mill Rd, Farnham, VA 22460
SOLD JUL 7, 2026
$365,000
E
3 beds2 baths1,800 sq ft
1013 Ridge Rd, Callao, VA 22435
SOLD OCT 14, 2026
$159,000
F
3 beds2 baths1,396 sq ft
267 Rocky Neck Rd, Lancaster, VA 22503

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Earn from this home

Refinance

Est. cash available

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Rent

$1,634/mo

Redfin rental estimate

List your home for rent

Market trends in 22460, VA

Last updated October 2026

Sale-to-list price

96.7%

+3.4% MoM

Median sale price

$194K

$34K MoM

Avg. days on market

37d

4 days MoM

Recently sold homes

1 MoM

New listings for sale

$225,000
2 beds1 bath902 sq ft
3087 Simonson Rd, Farnham, VA 22460
(804) 587-0870
$229,000
2 beds1 bath802 sq ft
3103 Simonson Rd, Farnham, VA 22460
(804) 587-0870
See all

Provided by Redfin

Sale history for 349 Indian Banks Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,348

$150,000 + $241,321

$391,321

2024

$2,348 (+12.7%)

$150,000 + $241,321

$391,321

2023

$2,083

$150,000 + $147,578

$297,578

2022

$2,083

$150,000 + $147,578

$297,578

2021

$2,083

$150,000 + $147,578

$297,578

2020

$2,083

$150,000 + $147,578

$297,578

2019

$2,083

$150,000 + $147,578

$297,578

2018

$2,083

$150,000 + $147,578

$297,578

2017

$2,083 (+1.6%)

$150,000 + $147,578

$297,578

2016

$2,051 (+4.5%)

$150,000 + $143,078

$293,078

2014

$1,963

$150,000 + $143,077

$293,077

Tax history for 349 Indian Banks Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,348

$150,000 + $241,321

$391,321

2024

$2,348 (+12.7%)

$150,000 + $241,321

$391,321

2023

$2,083

$150,000 + $147,578

$297,578

2022

$2,083

$150,000 + $147,578

$297,578

2021

$2,083

$150,000 + $147,578

$297,578

2020

$2,083

$150,000 + $147,578

$297,578

2019

$2,083

$150,000 + $147,578

$297,578

2018

$2,083

$150,000 + $147,578

$297,578

2017

$2,083 (+1.6%)

$150,000 + $147,578

$297,578

2016

$2,051 (+4.5%)

$150,000 + $143,078

$293,078

2014

$1,963

$150,000 + $143,077

$293,077

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

1 Acre

Year renovated

2011

Sq. Ft.

1,790

Year built

2011

Style

Single Family Residential

County

Richmond County

APN

43(2)B2

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 23, 2026.

Property details

Interior

Virtual Tour

Bathroom Information
# of Full Bathrooms: 2

Heating & Cooling
Has Heating
Heating: Heat Pump

Interior Features
Interior Features: Walk-In Closet(s)
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Electric Water Heater
Flooring: Carpet

Room Information
# of Rooms Total: 5

Exterior

Exterior Features
Patio And Porch Features: Patio, Screened

Building Information
# of Stories Total: 1

Property Features
On Waterfront
Other Structures: Shed(s)

Property Information
Property Type: Residential
Raw Mls Property Sub Type: Waterfront Residential

Lot Information
Water Body Name: RAPPAHANNOCK RIVER
Lot Size : 1
Lot Size Acres: 1
Zoning Description: R-1

Financial

Tax Information
Tax Annual Amount: $2,347

Utilities

Utility Information
Sewer: Septic Tank

Location

Location Information
Subdivision Name: NONE

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,790
Stories: 1.0
Lot Size: 1 acres
Style: Single Family Residential
Year Built: 2011
Year Renovated: 2011
County: Richmond County
APN: 43(2)B2

Home facts updated by county records on Oct 23, 2026

Other

Listing Information
AttributionContact: 8045295000

Around this home

Schools

K - 12
Preschool & daycare

Richmond County Elementary School

Public PreK-7 • Assigned • 10.8mi

6/10

Rappahannock High School

Public 8-12 • Assigned • 11.0mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

9/10 Heat Factor

7 days above 105° expected this year, 17 days in 30 years

6/10 Wind Factor

73% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Farnham, VA • 22460

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.6 hours in June and 5.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.6 hrs

5.1 hrs

JuneDecember

Provided by Shadowmap

Is this your home?

Track this home’s value and nearby sales activity

Nearby similar homes

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New listings for sale in 22460

$225,000

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3087 Simonson Rd, Farnham, VA 22460

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(804) 587-0870

$229,000

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Waterfront cottage • Private dock • Boathouse

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Home values near 349 Indian Banks Rd

Data from public records.

Address	Redfin Estimate
184 Indian Banks Road, Farnham, VA 3 Beds \| 2 Baths \| 3192 Sq. Ft.	$394,326
86 Indian Banks Road, Farnham, VA 4 Beds \| 3.5 Baths \| 3402 Sq. Ft.	$532,877
531 Indian Banks Road, Farnham, VA 3 Beds \| 2 Baths \| 1633 Sq. Ft.	$542,108
235 Indian Banks Road, Farnham, VA 4 Beds \| 2 Baths \| 1948 Sq. Ft.	$433,034
291 Indian Banks Road, Farnham, VA 3 Beds \| 2.5 Baths \| 1680 Sq. Ft.	$499,685
443 Indian Banks Road, Farnham, VA 3 Beds \| 3 Baths \| 3004 Sq. Ft.	$542,594
515 Indian Banks Road, Farnham, VA 3 Beds \| 1.5 Baths \| 1638 Sq. Ft.	$403,559

Address	Redfin Estimate
158 Indian Banks Road, Farnham, VA 3 Beds \| 2 Baths \| 1456 Sq. Ft.	$206,204
274 Indian Banks Road, Farnham, VA 3 Beds \| 1.5 Baths \| 1367 Sq. Ft.	$285,534
536 Indian Banks Road, Farnham, VA 3 Beds \| 2 Baths \| 1372 Sq. Ft.	$346,868
253 Indian Banks Road, Farnham, VA 3 Beds \| 1 Baths \| 1676 Sq. Ft.	$481,498
494 Indian Banks Road, Farnham, VA 3 Beds \| 2.5 Baths \| 2152 Sq. Ft.	$481,209
385 Indian Banks Road, Farnham, VA 3 Beds \| 2 Baths \| 1422 Sq. Ft.	$526,069
1990 Simonson Road, Farnham, VA 4 Beds \| 2.5 Baths \| 2520 Sq. Ft.	$397,874

Address	Redfin Estimate
128 Indian Banks Road, Farnham, VA 3 Beds \| 2 Baths \| 2016 Sq. Ft.	$346,338
537 Indian Banks Road, Farnham, VA 3 Beds \| 2 Baths \| 1418 Sq. Ft.	$394,081
540 Indian Banks Road, Farnham, VA 3 Beds \| 2 Baths \| 1810 Sq. Ft.	$505,686
317 Indian Banks Road, Farnham, VA 3 Beds \| 3.5 Baths \| 3389 Sq. Ft.	$669,210
481 Indian Banks Road, Farnham, VA 3 Beds \| 3 Baths \| 2702 Sq. Ft.	$513,859
405 Indian Banks Road, Farnham, VA 3 Beds \| 2.5 Baths \| 2592 Sq. Ft.	$429,476

Property information provided by NNAR when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 22460, VA

Sale history for 349 Indian Banks Rd

Tax history for 349 Indian Banks Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Is this your home?

Nearby similar homes

New listings for sale in 22460

Home values near 349 Indian Banks Rd

More real estate resources