Protected Morattico Creek waterfront just off of the Rappahannock River. Enjoy the views from the rear porch or most any room in this low maintenance brick cape. The property features hardwood floors, a masonry fireplace, a large great room with 10' ceiling, a vaulted foyer with interior balcony, walk-in closets, master bath with jetted tub, a large kitchen, a formal dining room, a 2 car garage with bonus room above and many large windows to take in the view. Owner financing available.
Protected Morattico Creek waterfront just off of the Rappahannock. Enjoy the view from the rear porch or most any room in this low maintenance brick cape. Property features hardwood floors, a masonry fireplace, a large great room with 10' ceiling, a vaulted foyer with interior balcony, a large kitchen, a formal dining room, a 2 car garage with bonus room above and many large windows.
CVRMLS #1400300
Jan 29, 2015
Sold
$340,000
$113/sq ft
Jan 4, 2014
Listed
$379,000
$126/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$3,296
$142,506 + $406,881
$549,387
2024
$3,296 (+19.4%)
$142,506 + $406,881
$549,387
2023
$2,760
$142,506 + $251,727
$394,233
2022
$2,760
$142,506 + $251,727
$394,233
2021
$2,760
$142,506 + $251,727
$394,233
2020
$2,760 (+0.4%)
$142,506 + $251,727
$394,233
2019
$2,748
$142,506 + $250,127
$392,633
2018
$2,748
$142,506 + $250,127
$392,633
2017
$2,748
$142,506 + $250,127
$392,633
2016
$2,748 (+4.5%)
$142,506 + $250,127
$392,633
2014
$2,630
$142,506 + $250,128
$392,634
Tax history for 443 Indian Banks Rd
Year
Property tax
Land + Additions
Assessment*
2025
$3,296
$142,506 + $406,881
$549,387
2024
$3,296 (+19.4%)
$142,506 + $406,881
$549,387
2023
$2,760
$142,506 + $251,727
$394,233
2022
$2,760
$142,506 + $251,727
$394,233
2021
$2,760
$142,506 + $251,727
$394,233
2020
$2,760 (+0.4%)
$142,506 + $251,727
$394,233
2019
$2,748
$142,506 + $250,127
$392,633
2018
$2,748
$142,506 + $250,127
$392,633
2017
$2,748
$142,506 + $250,127
$392,633
2016
$2,748 (+4.5%)
$142,506 + $250,127
$392,633
2014
$2,630
$142,506 + $250,128
$392,634
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Other Features: Book Cases, Built-in Features, Balcony, Bedroom on Main Level, Cathedral Ceiling(s), Separate/Formal Dining Room, Eat-in Kitchen, High Ceilings, Walk-In Closet(s)
Exterior
Building Information
Stories: 2
Stories (Total): 2
Year Built Details: Actual
Roof Details: Composition
Construction Details: Brick, Drywall, Frame, Wood Siding
Exterior Features
Exterior Features: Dock
Patio And Porch Features: Rear Porch
Lot Information
Lot Size Area: 0.9
Lot Size Acres: 0.9
Lot Features: Water Front
Is Waterfront
Waterfront Features: Creek, Waterfront
Frontage Length: 220
Frontage Length Remarks: 220.0000
Zoning Description: R
Property Information
Resale
Financial
Assessments and Fees
Assessed Value: $387,133
Tax Information
Annual Tax Amount: $2,630
Tax Year: 2013
Utilities
Utility Information
Sewer: Septic Tank
Water Source: Well
Heating & Cooling
Has Cooling
Cooling: Heat Pump
Has Heating
Heating: Electric, Heat Pump
Location
Community Information
Community Features: Bulkhead
Public facts
Beds: 3
Baths: 3.0
Sq. Ft.: 3,004
Stories: 1.75
Lot Size: 0.9 acres
Style: Single Family Residential
Year Built: 1993
Year Renovated: 1993
County: Richmond County
APN: 43(2)A3
Home facts updated by county records on Oct 23, 2026
Around this home
Schools
K - 12
Preschool & daycare
Richmond County Elementary School
Public PreK-7 • Assigned • 10.8mi
6/10
Rappahannock High School
Public 8-12 • Assigned • 10.9mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 105° expected this year, 17 days in 30 years
7/10 Wind Factor
76% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Farnham, VA • 22460
Average low and high temperatures (°F)
42
26
47
31
64
42
72
51
76
58
86
67
88
72
80
65
78
62
68
51
61
42
48
31
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 5.1 hours in December, which is comparable to the
U.S. average for solar exposure.