Charming waterfront cottage on Morattico Creek just off the Rappahannock River located in Farnham on the border of Richmond and Lancaster Counties. This three-bedroom, one bathroom cottage is ideal for full or part-time families. Completely renovated in 2014 featuring spacious Creek Room with fireplace overlooking wide water views with sliding door access to patio and waterfront. Decorative barn door entry to lovely kitchen featuring new cabinetry, granite counter tops, glass tile backsplash & stainless-steel appliances. Plus, a waterfront dining area for entertaining family and friends. Located on 1.49 ample acres on protected Morattico Creek with close proximity to nearby Marina with fuel. Morattico & Lancaster Creeks surround the Simonson Peninsula, where the Public Boat launch is located just minutes from your dock with boat lift. HVAC 2019, Painted 2023, Rinnai Tankless Water Heater located in laundry closet, and Broadband Internet. Venture waterside to Dock with L-Head, 10,000lb Boat Lift & Mooring Slip and 4’+/- MLW. Great for all boating enthusiasts! Anglers will enjoy some of the best fishing on the Rappahannock River & Chesapeake Bay, Plus Oysters and Blue Crabs for some of the best seafood in Virginia. Quick motorboat ride to the Rappahannock River & approximately 45 minutes to the Chesapeake Bay. Over 1.4 acres provides spacious lawn areas for vegetable or wildflower gardening, outdoor games and activities. Take in the sights of the resident waterfowl of Bald Eagles, Ospreys and Blue Herons. This home is turn-key for enjoying right away! Only 20-25 minutes to Warsaw & Tappahannock with Shops, Dining, Healthcare & Golf. Plus, close proximity to Kilmarnock for shopping, restaurants and Main St charm. No neighborhood HOA so ideal for potential Short Term Rental options or for you and your family to enjoy for years to come! Ideal Water Views so Come, Relax and Make Cherished Family Memories!
Single-familyProperty Type
1977Year Built
1.49 acresLot Size
$287Est. Price/Sq.Ft.
Listed by Travis Powell• Shaheen Ruth Martin & Fonville Real Estate
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Earn from this home
Refinance
$0
Est. cash available
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Rent
$1,312/mo
Redfin rental estimate
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Market trends in 22460, VA
Last updated August 2026
Sale-to-List Price
93.5%
0.0% MoM
Median sale price
$159K
$100K MoM
Avg. days on market
33d
86 days MoM
Recently sold homes
4
0 MoM
Provided by Redfin
Sale history for 253 Indian Banks Rd
Date
Event
Price
CBRAR #2405867
Jun 28, 2024
Sold
$470,000
$280/sq ft
May 18, 2024
Pending
—
Apr 11, 2024
Price Changed
$499,000
$298/sq ft
Mar 12, 2024
Listed
$523,000
$312/sq ft
Mar 9, 2024
Coming Soon
$523,000
$312/sq ft
NNAR #115894
Jun 28, 2024
Sold
$470,000
$280/sq ft
Jun 21, 2024
Pending
—
May 18, 2024
Contingent
—
Apr 11, 2024
Price Changed
$499,000
$298/sq ft
Mar 9, 2024
Listed
$523,000
$312/sq ft
+49
Charming waterfront cottage on Morattico Creek just off the Rappahannock River located in Farnham on the border of Richmond and Lancaster Counties. This three-bedroom, one bathroom cottage is ideal for full or part-time families. Completely renovated in 2014 featuring spacious Creek Room with fireplace overlooking wide water views with sliding door access to patio and waterfront. Decorative barn door entry to lovely kitchen featuring new cabinetry, granite counter tops, glass tile backsplash & stainless-steel appliances. Plus, a waterfront dining area for entertaining family with wide water views. Located on 1.49 ample acres on protected Morattico Creek with close proximity to nearby Marina with fuel. Morattico & Lancaster Creeks surround the Simonson Peninsula, with close Public Boat launch to bring boat to your boat lift. HVAC 2019, Painted 2023, Rinnai Tankless Water Heater located in laundry closet, & Broadband Internet. Venture waterside to Dock w/ L-Head, 10,000lb Boat Lift & Mooring Slip w/ 4' MLW. Great for all boating enthusiasts! Anglers will enjoy some of the best fishing on the Rappahannock River & Chesapeake Bay, plus Oysters & Blue Crabs for some of the best seafood in Virginia. Quick motorboat ride to the Rappahannock River & approximately 45 minutes to the Chesapeake Bay. Only 20 minutes to Warsaw & Tappahannock. And, close to Kilmarnock for shopping, restaurants & Main St charm. Relax on the patio, swing in the hammock & play games in the spacious yard. No HOA, so STR potential. River views are exceptional! Come, Relax & Make Cherished Family Memories!
Year
Property tax
Land + Additions
Assessment*
2025
$2,142
$151,911 + $205,126
$357,037
2024
$2,142 (+9.7%)
$151,911 + $205,126
$357,037
2023
$1,952
$151,470 + $127,439
$278,909
2022
$1,952
$151,470 + $127,439
$278,909
2021
$1,952
$151,470 + $127,439
$278,909
2020
$1,952
$151,470 + $127,439
$278,909
2019
$1,952
$151,470 + $127,439
$278,909
2018
$1,952
$151,470 + $127,439
$278,909
2017
$1,952
$151,470 + $127,439
$278,909
2016
$1,952 (+4.5%)
$151,470 + $127,439
$278,909
2014
$1,868
$151,470 + $127,439
$278,909
Tax history for 253 Indian Banks Rd
Year
Property tax
Land + Additions
Assessment*
2025
$2,142
$151,911 + $205,126
$357,037
2024
$2,142 (+9.7%)
$151,911 + $205,126
$357,037
2023
$1,952
$151,470 + $127,439
$278,909
2022
$1,952
$151,470 + $127,439
$278,909
2021
$1,952
$151,470 + $127,439
$278,909
2020
$1,952
$151,470 + $127,439
$278,909
2019
$1,952
$151,470 + $127,439
$278,909
2018
$1,952
$151,470 + $127,439
$278,909
2017
$1,952
$151,470 + $127,439
$278,909
2016
$1,952 (+4.5%)
$151,470 + $127,439
$278,909
2014
$1,868
$151,470 + $127,439
$278,909
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
1
Stories
1
Lot width
—
Lot depth
—
Lot size
1.49 Acres
Year renovated
1985
Sq. Ft.
1,676
Year built
1977
Style
Single Family Residential
County
Richmond County
APN
43(2)C1
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 23, 2026.
Property details
Parking
Parking/Garage Information
Parking Features: No Garage, Oversized
Interior
Virtual Tour
Bathroom Information
# of Full Bathrooms: 1
Heating & Cooling
Has Cooling
Cooling: Ceiling Fan(s), Electric, Heat Pump
Has Heating
Heating: Electric, Heat Pump, Other
Interior Features
Interior Features: Ceiling Fan(s), Eat-in Kitchen, Granite Counters, High Speed Internet, Pantry, Recessed Lighting, Wired for Data, Master Downstairs
Directions: From Warsaw, Rt 3 South to Right on Rt 608 Farnham Creek Rd, Left on Rt 606 Simonson to Right on Indian Banks to 253 on Left. From Kilmarnock, Rt 3 North to Left on Rt 608 to left on Rt 606 to Right on Indian Banks
Subdivision Name: None
Public facts
Beds: 3
Baths: 1.0
Sq. Ft.: 1,676
Stories: 1.0
Lot Size: 1.49 acres
Style: Single Family Residential
Year Built: 1977
Year Renovated: 1985
County: Richmond County
APN: 43(2)C1
Home facts updated by county records on Jul 23, 2026
Other
Listing Information
List AOR: ChesapeakeBayAreaMls
AttributionContact: info@SRMFRE.com
Around this home
Schools
Richmond County Elementary School
Public PreK-7 • Assigned • 11.0mi
6/10
Rappahannock High School
Public 8-12 • Assigned • 11.2mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 105° expected this year, 17 days in 30 years
6/10 Wind Factor
75% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Farnham, VA • 22460
Average low and high temperatures (°F)
42
26
47
31
64
42
72
51
76
58
86
67
88
72
80
65
78
63
70
51
61
42
48
31
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 5.1 hours in December, which is comparable to the
U.S. average for solar exposure.