This classic river cottage, located on Morattico Creek, features an elevated, level lot, big views and easy access to the Rappahannock River! The pier has power and water and a 7500 lb. boat lift! The house has 3 spacious bedrooms and 2 full baths. The living room has a gas log fireplace and a pass through to the kitchen. The kitchen and dining area have fantastic views! Enjoy the views from the screened porch and concrete patio. The bonus room has lots of storage and makes a great rec room!
Single-familyProperty Type
1974Year Built
$370Est. Price/Sq.Ft.
Listed by Beverly Shultz• Long & Foster Real Estate
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
1.05 Acres
Year renovated
1974
Sq. Ft.
1,422
Year built
1974
Style
Single Family Residential
County
Richmond County
APN
43(2)A1
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 23, 2026.
Property details
Interior
Bathroom Information
# of Full Bathrooms: 2
Heating & Cooling
Has Cooling
Cooling: Heat Pump
Has Heating
Heating: Heat Pump
Interior Features
Interior Features: Eat-in Kitchen
Appliances: Oven, Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer
Flooring: Tile, Wood
Has Fireplace
# of Fireplaces: 1
Room Information
# of Rooms Total: 6
Basement Details: Crawl Space
Exterior
Exterior Features
Exterior Features: Dock
Patio And Porch Features: Deck, Screened
Door Features: Storm Door(s)
Pool Information
Pool Features: None
Building Information
Levels: One
# of Stories Total: 1
Construction Materials: Brick, Vinyl Siding
Property Features
On Waterfront
Waterfront Features: Creek
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: SingleFamilyResidence
Lot Information
Lot Features: Waterfront
Water Body Name: MORATTICO CREEK
Lot Size Dimensions: 1.05
Zoning Description: r
Location
Location Information
Directions: From Warsaw take Rt. 3 east. Turn right on Farnham Creek Rd. Take left on Simonson Rd. Take left on Indian Banks Rd. Look for house on left with sign.
Subdivision Name: NONE
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,422
Stories: 1.0
Lot Size: 1.05 acres
Style: Single Family Residential
Year Built: 1974
Year Renovated: 1974
County: Richmond County
APN: 43(2)A1
Home facts updated by county records on Oct 23, 2026
Other
Listing Information
List AOR: ChesapeakeBayAreaMLS
Around this home
Schools
K - 12
Preschool & daycare
Richmond County Elementary School
Public PreK-7 • Assigned • 10.8mi
6/10
Rappahannock High School
Public 8-12 • Assigned • 11.0mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 105° expected this year, 17 days in 30 years
6/10 Wind Factor
74% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Farnham, VA • 22460
Average low and high temperatures (°F)
42
26
47
31
64
42
72
51
76
58
86
67
88
72
80
65
78
62
68
51
61
42
48
31
Jan
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Mar
Apr
May
Jun
Jul
Aug
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Oct
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Sun exposure
In this area, properties receive around 9.6 hours in
June and 5.1 hours in December, which is comparable to the
U.S. average for solar exposure.