Off market apr 2024 for $57K

$77,093

Est. refi paymentEst. refi $419/mo

•

936

sq ft

109 Ruggles St, Dunkirk, NY 14048

About this home

Nice starter home. This 3-bedroom/1-bath home features freshly painted interior; hardwood floors in living and dining rooms; new waterproof laminate floor in kitchen; rear entrance mudroom with extra large closet (may be able to put stackable washer/dryer there); new light fixtures throughout; 2-zone baseboard heat; 100 amp electric service with breakers; no driveway or garage, on-street parking only; very low taxes.

Single-familyProperty Type

1843Year Built

3,000 sq ftLot Size

$82Est. Price/Sq.Ft.

Listing by Louis Dispenza • Midtown Realty

•716-672-2323 (broker)

•midtown@netsync.net (broker)

Contact: 716-680-2865

Bought with Marcello Miceli • Howard Hanna Holt - Fredonia

•716-673-1800 (broker)

•fredoniasales@howardhannaholt.com (broker)

Redfin checked: 2 minutes ago

•Source:UNYREIS #R1519628

Redfin Estimate

$77,093

$20K since sold in April 2024$4,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 23.1% lower than the average sale price ($100K) of 6 comparable homes.

SOLD AUG 27, 2026
$30,000
A
3 beds1.5 baths1,031 sq ft
59 E Front St, Dunkirk, NY 14048
Listing by Howard Hanna Holt - Fredonia
SOLD SEP 1, 2026
$100,000
B
3 beds1 bath1,350 sq ft
605 Swan St, Dunkirk, NY 14048
Listing by Howard Hanna Holt - Fredonia
SOLD SEP 29, 2026
$144,250
C
3 beds1.5 baths1,314 sq ft
719 Monroe St, Dunkirk, NY 14048
Listing by Howard Hanna Holt - Mayville
SOLD SEP 7, 2026
$130,000
D
3 beds2 baths1,095 sq ft
23 Leming St, Dunkirk, NY 14048
Listing by Premier Realty & Investments
SOLD JUL 1, 2026
$125,000
E
2 beds1 bath1,034 sq ft
423 Bucknor St, Dunkirk, NY 14048
Listing by ERA Team VP Real Estate
SOLD APR 28, 2026
$72,000
F
3 beds1 bath1,724 sq ft
707 Monroe St, Dunkirk, NY 14048
Listing by Howard Hanna Holt - Fredonia

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Earn from this home

Refinance

Est. cash available

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Rent

$1,681/mo

Redfin rental estimate

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Market trends in 14048, NY

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.5%

1.1% MoM

Median sale price

$135K

$248 MoM

Avg. days on market

23d

16 days MoM

Recently sold homes

5 MoM

New listings for sale

NEW 33 HRS AGO
$88,000
2 beds1 bath1,166 sq ft
9 N Pangolin St, Dunkirk, NY 14048
Listing by Howard Hanna Holt - Fredonia, (716) 673-1800
$19,900
4 beds1 bath1,327 sq ft
209 Dove St, Dunkirk, NY 14048
Listing by Keller Williams Realty, (716) 324-2300
$124,500
4 beds1 bath1,176 sq ft
83 W 2nd St, Dunkirk, NY 14048
Listing by Steiger Realty, (716) 934-4385
See all

Provided by Redfin

Sale history for 109 Ruggles St

Year

Property tax

Land + Additions

Assessment*

2026

$790

$1,500 + $17,500

$19,000

2025

$790 (+3.3%)

$1,500 + $17,500

$19,000

2024

$765 (+2.1%)

$1,500 + $17,500

$19,000

2023

$749 (+9.3%)

$1,500 + $17,500

$19,000

2022

$685 (+3.7%)

$1,500 + $17,500

$19,000

2021

$661 (+0.5%)

$1,500 + $17,500

$19,000

2020

$658 (−1.9%)

$1,500 + $17,500

$19,000

2019

$670 (+0.9%)

$1,500 + $17,500

$19,000

2018

$664 (+2.0%)

$1,500 + $17,500

$19,000

2017

$651 (+2.7%)

$1,500 + $17,500

$19,000

2016

$633 (+0.7%)

$1,500 + $17,500

$19,000

2015

$629 (−25.9%)

$1,500 + $17,500

$19,000

2014

$849

$1,500 + $17,500

$19,000

Tax history for 109 Ruggles St

Year

Property tax

Land + Additions

Assessment*

2026

$790

$1,500 + $17,500

$19,000

2025

$790 (+3.3%)

$1,500 + $17,500

$19,000

2024

$765 (+2.1%)

$1,500 + $17,500

$19,000

2023

$749 (+9.3%)

$1,500 + $17,500

$19,000

2022

$685 (+3.7%)

$1,500 + $17,500

$19,000

2021

$661 (+0.5%)

$1,500 + $17,500

$19,000

2020

$658 (−1.9%)

$1,500 + $17,500

$19,000

2019

$670 (+0.9%)

$1,500 + $17,500

$19,000

2018

$664 (+2.0%)

$1,500 + $17,500

$19,000

2017

$651 (+2.7%)

$1,500 + $17,500

$19,000

2016

$633 (+0.7%)

$1,500 + $17,500

$19,000

2015

$629 (−25.9%)

$1,500 + $17,500

$19,000

2014

$849

$1,500 + $17,500

$19,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

Baths

Stories

1.7

Lot width

30 ft.

Lot depth

100 ft.

Lot size

3,000 Sq. Ft.

Year renovated

—

Sq. Ft.

936

Year built

1843

Style

Single Family Residential

County

Chautauqua County

APN

060300A07901900030100000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 21, 2026.

Property details

Parking

Parking
Features: No Garage, No Driveway

Interior

Bathroom Information
# of Full Bathrooms: 1
# of Main Level Bathrooms: 1

Room Information
# of Rooms (Total): 7
Room Types: Laundry, Living Room
Has Basement
Basement Information: Partial

Room 1 Information
Dining Room
Level: First
Dimensions: 12.00 x 10.00
Length: 12.0
Width: 10.0

Room 2 Information
Living Room
Level: First
Dimensions: 15.00 x 14.00
Length: 15.0
Width: 14.0

Room 3 Information
Bedroom 2
Level: Second
Dimensions: 9.00 x 7.00
Length: 9.0
Width: 7.0

Room 4 Information
Kitchen
Level: First
Dimensions: 14.00 x 12.00
Length: 14.0
Width: 12.0

Room 5 Information
Bedroom 3
Level: Second
Dimensions: 19.00 x 11.00
Length: 19.0
Width: 11.0

Room 6 Information
Bedroom 1
Level: Second
Dimensions: 15.00 x 11.00
Length: 15.0
Width: 11.0

Laundry Information
Features: In Basement

Equipment
Appliances: Gas Water Heater

Interior Features
Flooring: Carpet, Hardwood, Laminate, Varies, Vinyl
Other Features: Eat-in Kitchen, Separate/Formal Living Room

Exterior

Building Information
Stories (Total): 1
Year Built Details: Existing
Construction Details: Vinyl Siding

Lot Information
Lot Size Area: 0.0689
Lot Size Acres: 0.0689
Lot Size Dimensions: 30X100
Lot Features: Residential Lot
Road Frontage Type: City Street

Property Information
Foundation Details: Stone
Resale

Financial

Assessments and Fees
Assessed Value: $19,000

Tax Information
Annual Tax Amount: $1,077

Utilities

Utility Information
Utilities: Sewer Connected, Water Connected
Sewer: Connected
Water Source: Connected, Public

Heating & Cooling
Has Heating
Heating: Gas, Baseboard

Public facts

Beds: 3
Baths: 1.0
Sq. Ft.: 936
Stories: 1.7
Lot Size: 3,000 square feet
Style: Single Family Residential
Year Built: 1843
Year Renovated: —
County: Chautauqua County
APN: 060300A07901900030100000000

Home facts updated by county records on Aug 21, 2026

Around this home

Schools

School 3

Public PreK-2 • Assigned • 0.2mi

Dunkirk Senior High School

Public 7-12 • Assigned • 0.9mi

2/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 94° expected this year, 16 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

2/10 Air Factor

2 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Dunkirk, NY • 14048

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.9 hours in June and 2 hours in December, placing it below the U.S. average for solar exposure.

8.9 hrs

2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$74,000 – $89,000

Sell confidently with a local market expert in Dunkirk. 3 minutes to get started.

Nearby similar homes

$210,000

6 beds2 baths3,304 sq ft

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Listing by Midtown Realty, (716) 672-2323

OPEN SAT, 11AM TO 12:30PM

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4 beds2 baths2,044 sq ft

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Listing by Howard Hanna Holt - Fredonia, (716) 673-1800

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5 beds3.5 baths4,050 sq ft

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Listing by Howard Hanna Holt - Fredonia, (716) 673-1800

OPEN SAT, 1PM TO 3PM

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Listing by Howard Hanna Holt - Mayville, (716) 753-7880

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2 beds1.5 baths1,128 sq ft

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Listing by Howard Hanna Holt - Fredonia, (716) 673-1800

$369,000

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Listing by ERA Team VP Real Estate, (716) 413-0200

New listings for sale in 14048

NEW 33 HRS AGO

$88,000

2 beds1 bath1,166 sq ft

9 N Pangolin St, Dunkirk, NY 14048

Listing by Howard Hanna Holt - Fredonia, (716) 673-1800

$19,900

4 beds1 bath1,327 sq ft

209 Dove St, Dunkirk, NY 14048

Listing by Keller Williams Realty, (716) 324-2300

$124,500

4 beds1 bath1,176 sq ft

83 W 2nd St, Dunkirk, NY 14048

Listing by Steiger Realty, (716) 934-4385

Home values near 109 Ruggles St

Data from public records.

Address	Redfin Estimate
114 Ruggles St, Dunkirk, NY 3 Beds \| 1 Baths \| 1088 Sq. Ft.	$97,729
118 Ruggles St, Dunkirk, NY 4 Beds \| 1.5 Baths \| 1484 Sq. Ft.	$113,244

Address	Redfin Estimate
111 Ruggles St, Dunkirk, NY 3 Beds \| 1.5 Baths \| 1186 Sq. Ft.	$53,479
92 Ruggles St, Dunkirk, NY 3 Beds \| 1.5 Baths \| 1662 Sq. Ft.	$84,232

Address	Redfin Estimate
124 Ruggles St, Dunkirk, NY 4 Beds \| 1 Baths \| 1518 Sq. Ft.	—
116 Ruggles St, Dunkirk, NY 3 Beds \| 1 Baths \| 1232 Sq. Ft.	$71,457

Property information provided by UNYREIS when last listed in 2024. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 14048, NY

Sale history for 109 Ruggles St

Tax history for 109 Ruggles St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 14048

Home values near 109 Ruggles St

More real estate resources